• Skip to main content
  • Skip to secondary menu
  • Skip to primary sidebar

Miami Sports Today

Miami Sports News Continuously Updated

  • Dolphins
  • Marlins
  • Heat
  • Panthers
  • Soccer
    • Inter Miami CF
    • Miami FC
  • Colleges
    • Florida Atlantic
    • Florida International University
    • University of Miami

Florida woman's lawsuit claims Equifax error made car loan pricier

August 4, 2022 by CBS Miami

ORLANDO – A north Florida woman has sued Equifax claiming she was denied a car loan because of a 130-point mistake in her credit report that she says was part of a larger group of credit score errors the ratings agency made this spring due to a coding problem.

The class action lawsuit was filed in federal court in Atlanta on behalf of Nydia Jenkins and potentially millions of others who applied for credit during a three-week period earlier this year.

Jenkins, who lives in Jacksonville, was forced to accept another, less favorable loan that was $150 per month more than the one she was turned down for because of the error, according to the lawsuit.

Credit scores provide lenders with a picture of how a big a risk a borrower is, and they typically range from 300 to 850 points, with a higher score usually resulting in better terms for people applying for mortgages, auto loans or mortgages. The lawsuit says the errors violated federal law that governs credit reporting agencies.

“In the modern economy, millions of Americans rely on credit to make the most important purchases of their lives, from homes to cars to appliances and everything in between,” John Morgan and John Yanchunis, the attorneys representing Jenkins, said in a statement. “We believe that many of the people impacted – some of whom may still be unaware of what happened – suffered severe financial consequences.”

The errors occurred over three weeks from mid-March to early April. An analysis Equifax conducted shows that there was no shift in a majority of credit scores, and for those who did experience a change, only a small number would have received a different credit decision, Equifax said in an emailed statement on Thursday.

“While the score may have shifted, a score shift does not necessarily mean that a consumer’s credit decision was negatively impacted,” the Equifax statement said.

Equifax said in another statement earlier this week that the problems stemmed from a coding issue that “resulted in the potential miscalculation of certain attributes used in model calculations.” In that statement, the firm said less than 300,000 consumers had a score shift of 25 points or more.

“Again, we do not take this issue lightly,” Equifax said.

Besides seeking an undisclosed amount of damages “to the fullest extent allowable by law,” the lawsuit is asking for an audit to identify which customers’ credit scores were affected; money for credit repair services; and the establishment of a fund to reimburse customers for any out-of-pocket expenses they incurred from the errors.

Filed Under: Panthers

Primary Sidebar

Recent Posts

  • Steve and Connie Ballmer on Ballmer Group
  • 6/1/2025: Cuban Spycraft; Robo; Dua Lipa
  • Meet the elite surfmen of the U.S. Coast Guard, see their intense training | 60 Minutes
  • Riding along on the Green River Drift, the longest-running cattle drive left in Americ
  • 2 Dallas girls killed in flooding at Camp Mystic, families say

Categories

Archives

Our Partners

All Sports

  • 247 Sports
  • 560 The JOE
  • 790 The Ticket
  • Bleacher Report
  • CBS Miami
  • OurSports Central
  • The Sports Fan Journal
  • The Spun
  • USA Today
  • WSVN Fox 7

Baseball

  • MLB.com
  • Fish Stripes
  • Last Word On Baseball
  • MLB Trade Rumors
  • Marlin Maniac

Basketball

  • NBA.com
  • Allucan Heat
  • Amico Hoops
  • Hoops Hype
  • Hoops Rumors
  • Hot Hot Hoops
  • Last Word On Pro Basketball
  • Real GM
  • Pro Basketball Talk

Football

  • Miami Dolphins
  • Dolphins Gab
  • Dolphins Wire
  • Last Word On Pro Football
  • NFL Trade Rumors
  • Our Turf Football
  • Phin Phanatic
  • Pro Football Focus
  • Pro Football Rumors
  • Pro Football Talk
  • The Phinsider
  • Total Dolphins

Hockey

  • Elite Prospects
  • Last Word On Hockey
  • Litter Box Cats
  • Pro Hockey Rumors
  • Pro Hockey Talk
  • The Hockey Writers
  • The Rat Trick

Soccer

  • Last Word on Soccer
  • MLS Multiplex

College

  • Canes Warning
  • College Football News
  • College Sports Madness
  • Forgotten 5
  • Saturday Blitz
  • State Of The U
  • The Miami Hurricane
  • Zags Blog

Copyright © 2025 · Magazine Pro on Genesis Framework · WordPress · Log in